US Personal Saving Rate
US households saved 3.9% of disposable income in Q1 2026, down from 5.2% in Q1 2025.
Updated July 12, 2026
US Personal Saving Rate
% of disposable personal incomeDownload this statistic
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How this statistic is built
DefinitionPersonal saving (disposable income minus outlays) as a percentage of disposable personal income, seasonally adjusted, quarterly.
LimitationsA residual of two huge aggregates, so it revises substantially. It is not a survey of household saving behavior — capital gains, for example, are excluded from income.
Frequently Asked Questions
US households saved 3.9% of disposable income in Q1 2026, down from 5.2% in Q1 2025.
U.S. Bureau of Economic Analysis — NIPA table 2.1 line 35 (personal saving as a percentage of disposable personal income). License: US public domain. StatsPanda charts the original series directly and cites it on every download.
The underlying series is released on a quarterly cadence. This page was last updated July 12, 2026, and refreshes with each source release.